Skudai · Live 士姑来 · 在线 Skudai · Aktif Nicholas Wan, Principal Consultant
Nicholas Wan PRINCIPAL · BNI MASSIVE 高峰
Meet the founder · 创始人 认识创始人 Kenali pengasas

One licensed advisor.
Four mandates. Zero hand-offs.
一位持牌顾问,
四项授权。绝无转手。
Seorang penasihat berlesen,
empat mandat. Tanpa lulus tangan.

Nicholas Wan founded My NonStop Enterprise in 2020 to consolidate the four conversations a Johor business owner has to have anyway — IT, insurance, property, training — into a single accountable relationship. Nicholas Wan 于 2020 年创立 My NonStop Enterprise,把柔佛企业主原本就要面对的四类对话 — IT、保险、房产、培训 — 整合成一段有人负责到底的关系。 Nicholas Wan menubuhkan My NonStop Enterprise pada 2020 untuk menyatukan empat perbualan yang setiap pemilik perniagaan Johor perlu hadapi — IT, insurans, hartanah, latihan — menjadi satu hubungan bertanggungjawab.

Licensed in life & investment planning — holder of The Certificate of The Malaysian Insurance Institute (CMII) issued by MII under BNM's Financial Services Act 2013, and Associate Registered Financial Planner (Associate RFP) of the Malaysian Financial Planning Council (MFPC). Registered with IQI Realty Sdn Bhd as REN 63353 under the Valuers, Appraisers, Estate Agents & Property Managers Act 1981 (LPPEH). HRD Corp Certified Trainer (TTT-ID 51652) under the PSMB Act 2001. Active member of BNI Massive 高峰 chapter in Iskandar Puteri. Trilingual delivery — English, 中文, Bahasa Malaysia. 人寿与投资规划持证 — 马来西亚保险学院证书(CMII)持证人(由 MII 依马来西亚国家银行 FSA 2013 颁发),及马来西亚财务规划师公会(MFPC)副注册财务规划师(Associate RFP)。依 1981 年《估价师、产业代理及物业管理师法令》注册为 IQI Realty Sdn Bhd 旗下 REN 63353(LPPEH主管)。HRD Corp 认证讲师(TTT-ID 51652)依 2001 年 PSMB 法令。BNI Massive 高峰(依斯干达公主城分会)活跃会员。中英巫三语沟通。 Pemegang Sijil The Malaysian Insurance Institute (CMII) dikeluarkan MII di bawah Akta Perkhidmatan Kewangan 2013 BNM, dan Associate RFP dari MFPC. Berdaftar IQI Realty Sdn Bhd sebagai REN 63353 di bawah Akta Penilai, Pentaksir, Ejen Hartanah & Pengurus Harta 1981 (LPPEH). Jurulatih bertauliah HRD Corp (TTT-ID 51652) di bawah Akta PSMB 2001. Ahli aktif BNI Massive 高峰 Iskandar Puteri. Tiga bahasa.

DEEP DIVES · VERIFIABLE 深度专题 · 可验证 PANDUAN MENDALAM · BOLEH SAHIH

Two sub-pages for due diligence. 两个深度页 — 给尽调用。 Dua halaman untuk usaha wajar.

Credentials, in full. 证照与资格,逐条说明。 Kelayakan, terperinci.

Every pillar runs on a real licence, not a brand promise. 每个板块都靠真实持牌运行,不是品牌口号。 Setiap tiang dijalankan dengan lesen sebenar, bukan janji jenama.

MII · Insurance
CMII
The Certificate of The Malaysian Insurance Institute. Issued by MII, recognised by Bank Negara Malaysia (BNM) under FSA 2013. Mandatory pre-requisite for LIAM-listed life agents. CPD-bound.马来西亚保险学院证书 (CMII)。由 MII 颁发,马来西亚国家银行 (BNM) 依 FSA 2013 认可。LIAM 会员公司人寿代理必备资格,受职业守则与持续进修约束。Sijil The Malaysian Insurance Institute. Dikeluarkan MII, diiktiraf BNM di bawah FSA 2013. Wajib untuk ejen nyawa LIAM.
FPAM · Wealth
Associate RFP
Associate Registered Financial Planner — under FPAM's standards.副注册财务策划师 — 接受 FPAM 标准约束。Associate Registered Financial Planner.
BOVAEA · Property
REN 63353
Registered Real Estate Negotiator under IQI Realty Sdn Bhd.在 IQI Realty Sdn Bhd 旗下注册的房地产谈判代表。Perunding Hartanah Berdaftar di bawah IQI Realty Sdn Bhd.
HRD Corp · Training
Trainer 51652
HRD Corp Certified Trainer. Eligible to deliver HRDF-claimable courses.HRD Corp 认证讲师。可交付 HRDF 可索赔课程。Jurulatih Bertauliah HRD Corp.
BenQ · Authorised
Channel partner
Authorised dealer & integrator for BenQ Board lineup.BenQ Board 系列原厂授权经销与集成商。Pengedar dan integrator sah BenQ Board.
TP-Link · Authorised
Omada · VIGI · Tapo
Authorised channel for TP-Link Omada SDN, VIGI CCTV and Tapo smart-home.TP-Link Omada、VIGI 与 Tapo 原厂授权渠道。Saluran sah TP-Link Omada, VIGI & Tapo.
BNI · Network
Massive 高峰
Active member, Iskandar Puteri chapter — vetted SME referral network.依斯干达公主城分会活跃会员 — 经审核的中小企转介网。Ahli aktif cawangan Iskandar Puteri.
SSM · Registered
JR0114501T
My NonStop Enterprise. Established 25 October 2020. Skudai, Johor.My NonStop Enterprise,2020 年 10 月 25 日成立。柔佛士姑来。My NonStop Enterprise. Ditubuhkan 25 Oktober 2020.
THE WORKING THEORY我们的工作理念TEORI KERJA KAMI

Four conversations, one accountable relationship. 四类对话,一段有人负责到底的关系。 Empat perbualan, satu hubungan bertanggungjawab.

Most Johor SME owners and high-earning professionals end up dealing with four different vendors anyway: someone for IT, someone for insurance, someone for property, someone for training. The handoffs between them are where things slip — and where, occasionally, things go wrong. 很多柔佛中小企老板与高薪专业人士,最后都要面对四批不同供应商:IT 一家,保险一家,房产一家,培训一家。问题就出在彼此交接的地方 — 偶尔还会真的出岔子。 Kebanyakan pemilik PKS Johor dan profesional bergaji tinggi akhirnya berurusan dengan empat vendor berbeza. Tempat di antara mereka — di situlah perkara jatuh.

My NonStop's bet: most of these four conversations rhyme. When we install a CCTV system in a shop, the right next conversation is the fire insurance on the stock. When we close a property deal for a young family, the right next conversation is the term life and mortgage-reducing cover. When we run an HRDC course on collaboration, the right next conversation is BenQ Boards for the boardroom. My NonStop 的判断是:这四类对话大都互相呼应。在店里装好 CCTV,紧接着自然要谈货品的火险。年轻家庭买下房子之后,下一步该谈的是定期寿险与按揭还本保障。HRDC 讲完团队协作课程,往下自然是会议室的 BenQ Board。 Pertaruhan kami: empat perbualan ini berkait rapat. Lepas pasang CCTV, perbualan seterusnya ialah insurans kebakaran. Lepas membeli rumah, perbualan seterusnya ialah perlindungan nyawa.

So we ran the experiment ourselves — got licensed in all four — and let clients tell us if it was worth it. Five years in, that's still the reason most of our referrals arrive from people we already serve in a different pillar. 我们干脆自己做实验 — 把这四个证照都拿下来 — 让客户来回答这值不值得。五年过去,大多数转介还是来自我们已经在另一个板块服务过的人。 Jadi kami buat eksperimen — ambil semua empat lesen — dan biar pelanggan beri jawapan. Lima tahun kemudian, kebanyakan rujukan masih datang dari pelanggan tiang lain.

Where we work. 服务区域。 Kawasan perkhidmatan.

Skudai HQ. Most projects sit inside the RTS corridor and outer Johor Bahru. 士姑来总部。多数项目落在 RTS 走廊与外围柔佛新山。 Ibu pejabat di Skudai. Projek tertumpu di koridor RTS & sekitar JB.

HQ
Skudai
Office, demo BenQ Board, public training room.办公室、BenQ Board 展厅、公开班教室。Pejabat, demo BenQ Board, bilik latihan terbuka.
RTS CORRIDOR
JB City · Bukit Chagar
RTS-corridor property & shop-front CCTV scope.RTS 沿线房产与商铺监控。Hartanah koridor RTS & CCTV kedai.
OUTER RING
Tebrau · Bandar Dato' Onn
Family residential & township IT.家庭住宅与新镇 IT 部署。Kediaman keluarga & IT bandar baru.
SOUTH ZONE
Iskandar Puteri · Pasir Gudang
SME factories, F&B chains, BNI chapter base.中小企工厂、连锁餐饮、BNI 分会基地。Kilang PKS, rangkaian F&B, BNI.

Pick a pillar to read on. 挑一个板块继续了解。 Pilih tiang untuk baca lanjut.

HOW WE WORK · FOUR HOUSE RULES 我们的工作方式 · 四条家规 CARA KAMI BEKERJA · EMPAT PERATURAN

The promises that hold across all four pillars. 贯穿四大板块的几条承诺。 Janji yang tetap di empat tiang.

Different licences, different paperwork, same operating principles. These are the things we don't negotiate on, regardless of which pillar you walked in through. 不同的执照、不同的文件,但工作原则始终如一。无论你从哪个板块进门,这几条不让步。 Lesen berbeza, kerja sama. Prinsip ini tidak boleh dirunding tanpa mengira tiang.

RULE 01

License first, opinion second.先持牌,再发表意见。Lesen dulu, pendapat kemudian.

Every recommendation is rooted in a regulator we answer to — MII, FPAM, BOVAEA, HRD Corp. We don't talk outside the scope our credentials cover.每一条建议背后都对应一个监管机构 — MII、FPAM、BOVAEA、HRD Corp。我们不超出资质范围发言。Setiap cadangan ada pengawal — MII, FPAM, BOVAEA, HRD Corp.

RULE 02

Honest numbers, written down.老实的数字,落到白纸黑字。Angka jujur, ditulis.

If we can't quote a fixed BOM, premium or commission rate before you commit, we delay until we can. No "approximate" or "depends" once a deposit is on the table.报价、保费或佣金不能在签约前给出固定数字,我们就推迟到能给出为止。订金交了,就没有"差不多"和"看情况"。BOM, premium, komisen tetap sebelum komitmen — atau kami tunggu.

RULE 03

Pick up at claim time.理赔那天,第一时间接电话。Angkat panggilan ketika tuntutan.

Selling is the easy half. The bar of a good advisor is set the day something breaks — a hospital ward, a flooded floor, a stolen camera feed. We answer.销售只是简单的一半。顾问真正的水准在出事那天 — 病房、积水的地板、被切的摄像头。我们接电话。Jualan adalah separuh mudah. Kami angkat panggilan ketika ada masalah.

RULE 04

One person, four pillars.一个人对接,四个板块。Satu orang, empat tiang.

No handoffs between pillars. The voice you hear during property is the same voice on the insurance review and the IT install. No "I'll connect you with my colleague" stalls.跨板块零转手。买房时听到的声音,就是审保单、做 IT 安装时同一个声音。不会出现"我让我同事联系你"的拖延。Tiada lulus-tangan. Suara yang sama dari hartanah ke insurans ke IT.

BNI MASSIVE 高峰 · ISKANDAR PUTERI BNI MASSIVE 高峰 · 依斯干达公主城 BNI MASSIVE 高峰 · ISKANDAR PUTERI

Plugged into a vetted business network. 接入一张经审核的商业网络。 Bersambung kepada rangkaian perniagaan disahkan.

Beyond the four pillars we run ourselves, Nicholas sits in the weekly BNI Massive 高峰 chapter — Iskandar Puteri's most active SME referral group. When a client needs an auditor, a lawyer, a caterer, or a fit-out contractor, the next call is a chapter colleague we vouch for personally. 除了我们自己经营的四大板块,Nicholas 是 BNI Massive 高峰每周例会的活跃成员 — 依斯干达公主城最活跃的中小企转介圈。当客户需要审计师、律师、餐饮供应或装修承包,下一通电话就是我们会亲自背书的会员同行。 Selain empat tiang, Nicholas duduk dalam mesyuarat mingguan BNI Massive 高峰. Bila perlu juruaudit, peguam, katerer, kontraktor — panggilan seterusnya ialah rakan cabang yang kami jamin.

Chapter colleagues span 30+ professional categories. Referrals are free. No commission flows back to us — we treat introductions as the long-tail of doing the original pillar work well. 分会涵盖 30+ 行业。转介免费。我们不从中抽佣 — 转介是把原本业务做好之后的自然延伸。 Lebih 30 kategori dalam cabang. Rujukan percuma. Tiada komisen.

30+
Chapter categories行业类别Kategori cabang
Audit, legal, HR, F&B, signage, security.审计、法律、人资、F&B、招牌、安防。Audit, undang-undang, HR.
RM 4.2M
Chapter referrals · 2025分会全年转介额 · 2025Rujukan cabang · 2025
Cumulative member-to-member volume.会员间累计成交量。Jumlah antara ahli.
52×
Weekly meetings attended全年例会Mesyuarat mingguan
100% attendance · 2024–25.2024–25 全勤。100% hadir.
6 yr
Active membership会龄Keahlian aktif
Power Team · IT & Office.Power Team · IT & 办公组。Pasukan IT & Pejabat.
CLIENT VOICES · ACROSS PILLARS 客户原声 · 跨板块 SUARA PELANGGAN · MERENTAS TIANG

Why the same names keep coming back. 为什么同一些客户会一再回来。 Mengapa pelanggan yang sama datang kembali.

IT → INS

Started with CCTV for the warehouse. Six months later, Nicholas redid our fire insurance after one walk-through of the new layout. Two pillars, one signature on my side.先做仓库 CCTV。六个月后,Nicholas 走了一圈新格局就把火险重做了。两个板块,我这边只签一次字。Bermula dengan CCTV gudang. Enam bulan kemudian, insurans kebakaran diperbaharui selepas satu lawatan.

CY
Mr Cheong Y. · DirectorLOGISTICS · TEBRAU
RE → INS → IT

Bought our cluster home through him in 2022. Got the MRTA and family medical through him in 2023. By 2024 he'd retrofitted our home network too. It's just one phone number for everything now.2022 年透过他买的排屋。2023 年的 MRTA 与家庭医疗也是他做的。到 2024 年家里网络也是他改造的。现在所有事就一个电话。Beli rumah melalui dia 2022. MRTA & perubatan 2023. Rangkaian rumah 2024. Satu nombor untuk semuanya.

SR
Dr Sara R.HEALTHCARE · BANDAR DATO' ONN
HRDC → IT

We claimed our team's collaboration training. After the course, the same trainer was the one installing the BenQ Board in the boardroom. No fragmentation — it was the same plan from day one.我们用 HRDF 报销了团队协作培训。课后帮我们装会议室 BenQ Board 的还是同一位讲师。一气呵成,从第一天起就是同一套计划。Kami tuntut latihan kerjasama. Selepas itu, jurulatih sama pasang BenQ Board di bilik mesyuarat. Tiada serpihan.

FA
Mr Faizal A. · COOMANUFACTURING · PASIR GUDANG
WAYS TO REACH 联络方式 CARA HUBUNGI

Pick the channel that fits the moment. 挑选合适的联络通道。 Pilih saluran yang sesuai.

FREQUENTLY ASKED 常见问题 SOALAN LAZIM

About the team, the model, the small print. 关于团队、模式与细节。 Mengenai pasukan, model, perincian.

Is this really one team or a holding-style operation?真的是一支团队,还是控股式架构?Adakah betul satu pasukan?+
One licensed entity: My NonStop Enterprise (JR0114501T). All four pillars run from the same Skudai office, by the same principal. We hold dealership / agency relationships with regulated counter-parties (IQI, AmMetLife, Lonpac, Zurich, BenQ, TP-Link) — but the client relationship is held by one person.一家持牌实体:My NonStop Enterprise(JR0114501T)。四大板块由同一位负责人、在同一间士姑来办公室运营。我们与受监管的对手方(IQI、AmMetLife、Lonpac、Zurich、BenQ、TP-Link)建立经销 / 代理关系,但客户关系由一个人掌握。Satu entiti berlesen — JR0114501T. Empat tiang dari pejabat sama, oleh prinsipal sama.
Why not specialise in just one pillar?为什么不专攻一个板块?Kenapa tidak khusus satu tiang?+
Because the four conversations compound. CCTV invariably surfaces a fire-insurance gap. A new property triggers a life-cover recalculation. A BenQ Board purchase is half-paid by HRDF training claims. Running them in one head is the entire point.因为这四类对话彼此 复利。装 CCTV 时必然引出火险缺口。买新房会触发寿险重算。买 BenQ Board,HRDF 培训报销刚好抵掉一半。让一个人统筹,正是模式的意义。Empat perbualan ini saling menguatkan. Itulah seluruh maknanya.
Do you work outside Johor?柔佛以外也接吗?Buat kerja luar Johor?+
Real estate & IT deployment: Johor & Iskandar only — we want to walk the floor and turn up for warranty. Insurance & HRDC training: countrywide; both are document and remote-friendly. Singapore-based clients are handled regularly via WhatsApp.房地产与 IT 部署:仅限 柔佛与依斯干达 — 我们要能亲自上门做勘测与售后。保险与 HRDC 培训:全国可做,远程亦顺。新加坡客户日常以 WhatsApp 处理。Hartanah & IT — Johor & Iskandar sahaja. Insurans & HRDC — seluruh negara.
What's the minimum engagement?最小项目是什么?Skop terkecil?+
A single motor-insurance renewal, a 4-camera shop install, a one-bedroom rental search, or a single attendee at a public HRDC course. We don't gate on size — small jobs are how good long-term relationships start.一份车险续保、4 颗相机的店铺装机、一套小户型租房、或公开班一个名额,都可以。我们不按规模设门槛 — 好关系往往从小事开始。Pembaharuan motor, pemasangan 4 kamera, satu peserta kelas — semua boleh.
Where is the office? Walk-ins?办公室在哪里?可以临访吗?Di mana pejabat? Boleh datang terus?+
Skudai, Johor — main office with the demo BenQ Board, training room and a meeting nook. We prefer scheduled visits (we're often on a survey or training day), but walk-ins are welcome 9am–5pm weekdays. Coffee is acceptable; we'll have biscuits.士姑来总部 — 配有 BenQ Board 展厅、培训教室与小会议角。建议预约(我们经常外出做勘测或讲课),但工作日 9–17 点欢迎直接来。咖啡可以,饼干我们备好。Skudai. Lebih baik tempah — kami sering di tapak. Datang terus pada hari kerja 9–5.
Languages?语言?Bahasa?+
English, 中文 (普通话, 粤语 conversational) and Bahasa Malaysia. Contracts and policies issued in the relevant statutory language; advice notes summarised in your preferred language.中、英、巫三语沟通(普通话与粤语日常对话亦可)。合约与保单按法定语言出具;建议书可用你偏好的语言汇总。English, 中文, Bahasa Malaysia. Kontrak dalam bahasa berkanun; nota nasihat dalam bahasa pilihan anda.
Talk to Nicholas 直接联络 Nicholas Hubungi Nicholas

Tell us what's on your plate. We'll route it to the right pillar. 告诉我们你在忙什么。我们对接到合适的板块。 Beritahu apa yang anda uruskan. Kami sambungkan ke tiang yang sesuai.

CMII · Associate RFP · HRDC Trainer 51652 · REN 63353. Bilingual support in English, 中文 and Bahasa Malaysia. CMII · 副 RFP · HRDC 讲师 51652 · REN 63353。中英巫三语沟通。 CMII · Associate RFP · Jurulatih HRDC 51652 · REN 63353. Tiga bahasa.