In a four-pillar business, credentials are not decoration — they are the licence to operate. Below is every certification and registration we hold, with the issuing authority and ID, ready to be checked against any government or professional register. 在四板块业务里，资质不是点缀 — 而是经营许可。下面列出我们持有的每一项认证与注册，附颁发机关与编号，可在各级政府或行业登记处验证。 Dalam perniagaan empat-tiang, kelayakan bukan hiasan — ia lesen untuk beroperasi. Di bawah ialah setiap pensijilan dan pendaftaran yang kami pegang, dengan pihak berkuasa pengeluar dan ID, sedia untuk disemak terhadap mana-mana daftar kerajaan atau profesional.
Each one is checked annually with its respective authority.每项每年向相应主管部门验证。Disahkan tahunan.
Issued under the Valuers, Appraisers, Estate Agents and Property Managers Act 1981 by the Board of Valuers, Appraisers, Estate Agents and Property Managers Malaysia (BOVAEAP / LPPEH). Active under IQI Realty Sdn Bhd.依 1981 年估价师、产业代理及产业管理师法令颁发，主管为马来西亚估价、估价、产业代理与物业经理局（BOVAEAP / LPPEH）。归属 IQI Realty Sdn Bhd 旗下。Akta 1981 · LPPEH. Di bawah IQI Realty.
The Certificate of The Malaysian Insurance Institute (CMII) — the entry-level professional qualification issued by The Malaysian Insurance Institute (MII), the industry-training body recognised by Bank Negara Malaysia (BNM) under the Financial Services Act 2013. Curriculum covers Principles & Practice of Insurance, Life & General classes, Takaful, ethics, and Malaysian regulatory framework (BNM, PIDM, LIAM, PIAM). A mandatory pre-requisite for all life-insurance agents registered with LIAM-member companies.马来西亚保险学院证书（CMII，The Certificate of The Malaysian Insurance Institute） — 由马来西亚保险学院（MII）颁发的入门专业资格，MII 是马来西亚国家银行（BNM）依据 2013 年《金融服务法》认可的行业培训机构。课程涵盖保险原理与实务、人寿与综合险、回教保险、职业道德及马来西亚监管框架（BNM、PIDM、LIAM、PIAM）。是所有 LIAM 会员公司注册人寿保险代理的必备前置资格。Sijil The Malaysian Insurance Institute (CMII) — kelayakan profesional asas dikeluarkan oleh The Malaysian Insurance Institute (MII), badan latihan industri yang diiktiraf oleh Bank Negara Malaysia (BNM) di bawah Akta Perkhidmatan Kewangan 2013. Silibus merangkumi Prinsip & Amalan Insurans, kelas Nyawa & Am, Takaful, etika, dan rangka kawal selia Malaysia (BNM, PIDM, LIAM, PIAM). Prasyarat wajib untuk semua ejen insurans nyawa di syarikat-syarikat ahli LIAM.
Issued by the Malaysian Financial Planning Council (MFPC). Module credits in life insurance, ILP, takaful, estate planning. Required to act in an advisory capacity beyond product distribution.由马来西亚财务规划师公会（MFPC）颁发。涵盖人寿、ILP、回教保险、遗产规划学分。在产品销售之上承担咨询角色所必需。MFPC · modul nyawa, ILP, takaful, harta.
Train-the-Trainer certification under HRD Corp (formerly Pembangunan Sumber Manusia Berhad, PSMB Act 2001). Authorised to deliver SBL-Khas claimable programmes. Trainer ID is the audit-trail anchor for every claim we file.HRD Corp（原 PSMB，2001 法令下）颁发的 Train-the-Trainer 资格。可承做 SBL-Khas 报销项目。讲师 ID 是我们每张索赔的审计锚点。TTT · HRD Corp · SBL-Khas.
Listed authorised partner / dealer for BenQ Board (RM/RP series), TP-Link Omada SDN, TP-Link Tapo, and TP-Link VIGI surveillance. Direct access to RMA, firmware roadmaps, and JS-SEZ tender packs.BenQ Board（RM/RP 系列）、TP-Link Omada SDN、TP-Link Tapo、TP-Link VIGI 安防的列名授权伙伴 / 经销商。可直通 RMA、固件路线图、JS-SEZ 投标包。Rakan sah BenQ, TP-Link Omada / Tapo / VIGI.
Active member of BNI Massive 高峰 chapter, Iskandar Puteri. Weekly meeting cadence, structured 1-2-1 referrals, chapter visiting reciprocity across Singapore / Penang / KL. Used for vetted introductions in audit, cleaning, security, legal and professional services.BNI Massive 高峰分会（依斯干达公主城）活跃会员。每周例会，结构化 1-2-1 转介，新加坡 / 槟城 / 吉隆坡分会互访。用作审计、清洁、安防、法律、专业服务的可信推介渠道。Ahli aktif BNI Massive · Iskandar Puteri.
A credential is a permission, not a poster. This maps each one to the specific regulated activity it authorises — so you know exactly which hat we're wearing on any engagement.资质是许可，不是海报。下表把每项资质对应到它所授权的具体受监管活动 — 让你清楚我们在每次合作中戴的是哪顶帽子。Kelayakan ialah kebenaran, bukan poster. Ini memetakan setiap satu kepada aktiviti dikawal selia yang dibenarkannya \u2014 supaya anda tahu topi mana kami pakai dalam setiap penglibatan.
| Credential资质Kelayakan | Authorised activity授权活动Aktiviti dibenarkan | Cannot do不可做Tidak boleh |
|---|---|---|
| REN 63353 | Market, negotiate & close sale/rental of property under a registered firm在注册公司下营销、议价并促成买卖 / 租赁Pasar, runding & tutup jual/sewa di bawah firma berdaftar | Operate independently of an REA firm; do valuations脱离 REA 公司独立执业；做估值Beroperasi bebas; buat penilaian |
| CMII + LIAM agent | Advise & distribute life / ILP / medical policies for appointed insurers为委任保险公司建议并销售人寿 / ILP / 医疗保单Nasihat & edar polisi nyawa / ILP / perubatan | Hold client premium money; bind cover without insurer代收保费款项；未经承保人即定保Pegang wang premium; ikat tanpa insurer |
| Associate RFP (MFPC) | Provide holistic financial-planning advice beyond product sale提供超越产品销售的整体理财规划建议Beri nasihat perancangan kewangan menyeluruh | Act as a licensed fund manager / dealer充当持牌基金经理 / 交易商Bertindak sebagai pengurus dana berlesen |
| HRDC Trainer 51652 | Deliver SBL-Khas claimable training; anchor T3 audit trail交付 SBL-Khas 可报销培训；作 T3 审计锚点Sampaikan latihan SBL-Khas; jadi penanda audit T3 | Approve grants on a client's behalf代客户批准 GrantLuluskan geran bagi pihak pelanggan |
| BenQ / TP-Link dealer | Quote, supply, install & warranty-RMA authorised hardware报价、供货、安装并办理授权硬件保修退换Sebut harga, bekal, pasang & RMA perkakasan sah | Issue manufacturer firmware outside official channel在官方渠道外发布原厂固件Keluar perisian tegar luar saluran rasmi |
| MCMC installer | Deploy & cable network / CCTV with MCMC-compliant logging部署并布线网络 / CCTV，含 MCMC 合规日志Pasang & dawai rangkaian / CCTV patuh MCMC | Provide a licensed telco / ISP service提供持牌电信 / ISP 服务Beri perkhidmatan telco / ISP berlesen |
Every licence above requires CPD or equivalent annual study. The list below is the last 24 months.上述每项执照都要求每年 CPD 或等同学习。下表为过去 24 个月。Setiap lesen perlu CPD tahunan.
Authorities below maintain public registers. We encourage every client to verify before signing.下列主管机关均设公共登记。我们鼓励客户签约前自行验证。Sahkan sebelum tandatangan.
| Credential资质Kelayakan | Authority主管Pihak berkuasa | Register / channel登记 / 渠道Daftar / saluran | Search by查询方式Cari |
|---|---|---|---|
| REN 63353 | LPPEH | lppeh.gov.my · "Search REN" | REN number |
| CMII (MII) | The Malaysian Insurance Institute | insurance.com.my · candidate verification | Name / IC |
| Insurance agent | BNM / LIAM | liam.org.my · agent search | Agent code / IC |
| MFPC Associate RFP | MFPC | mfpc.org.my | Name |
| HRDC Trainer 51652 | HRD Corp | hrdcorp.gov.my · eTRiS | Trainer ID |
| Company JR0114501T | SSM | ssm-einfo.my | JR / 12-digit |
No hidden CV. Every certificate scan is one WhatsApp message away.没有隐藏简历。每张证书扫描件，一条 WhatsApp 即得。Setiap pensijilan, satu WhatsApp.